Effective Date: October 2, 2025

At Golden Benefits ("Company," "we," "our," or "us"), protecting your personal information is one of our highest priorities. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our site, sign up for senior savings resources, or request information about products and services such as affordable home insurance, Medicare health insurance, final expense insurance, and senior wellness solutions. By using our website, you agree to the practices described here.

1. Information We Collect

Golden Benefits may collect personal and non-personal information, including:

• First and last name
• Email address
• Phone number (used for calls or SMS alerts with your consent)
• Mailing address (if provided for communication)
• Health or wellness product interests (e.g., walk-in tubs, hearing aids, oxygen machines, diabetic supplies)
• Insurance preferences (e.g., Medicare, home insurance, final expense coverage)
• Technical information such as IP address, browser type, and device details

We collect this information when you sign up for senior discounts, request product details, or connect with Golden Benefits online.

2. How We Use Your Information

Your information may be used for the following purposes:

• Providing updates on senior discounts and savings opportunities
• Delivering educational content on Medicare, insurance, and senior wellness
• Sharing information about senior medical products and health resources
• Responding to questions or service requests
• Improving site usability, security, and performance
• Complying with legal and regulatory requirements

We do not sell or rent your personal information. Data is used only for the purposes outlined here.

3. Email and SMS Communications

If you subscribe to Golden Benefits updates, you agree to:

• Message Frequency: Up to 7 messages per month
• Message and Data Rates: Standard carrier charges may apply
• Help: Reply HELP or email support@goldenbenefits.com
• Opt-Out: Unsubscribe anytime by replying STOP to SMS or using the email unsubscribe link
• Confidentiality: We do not share your phone number, email, or consent details with third-party marketers

Consent applies only to communications sent directly by Golden Benefits.

4. Information Sharing

Golden Benefits does not disclose your personal data to unrelated third parties. Any service providers we work with (such as website hosting or analytics) may access limited, non-identifiable information and are required to keep it secure and confidential.

5. No Sale of Personal Information

Golden Benefits does not sell, trade, or lease your personal information. Your data is used exclusively to deliver the resources and services you request.

6. Cookies and Tracking

We use cookies and similar tools to personalize and improve your browsing experience, including:

• Analyzing visitor traffic and usage trends
• Saving preferences for faster access
• Displaying relevant senior wellness and insurance content

You may disable cookies in your browser settings, but certain site features may not function properly.

7. Data Retention and Security

Information is retained only as long as necessary for the purposes outlined here, unless longer retention is required by law. We use administrative, technical, and physical safeguards to protect your personal data against unauthorized access or misuse.

8. Children’s Privacy

Golden Benefits does not knowingly collect information from children under 13. If such information is identified, it will be promptly deleted.

9. Your Rights

You may exercise the following rights at any time:

• Access or update your personal information
• Request deletion of your data
• Opt out of promotional emails or SMS messages
• Withdraw consent for processing

To exercise these rights, please email support@goldenbenefits.com.

10. Updates to This Policy

Golden Benefits may update this Privacy Policy periodically. Changes will be posted here with a revised effective date. Continued use of the site after updates means you accept the revised policy.

11. Contact Us

If you have any questions about this Privacy Policy, contact us:

Golden Benefits
Email: support@goldenbenefits.com
Address: 2402 E Silver Springs Blvd
Phone: 337-892-0966