Effective Date: October 2, 2025
Welcome to Golden Benefits. These Terms of Service (“Terms”) explain the rules and obligations that apply when you access or use our website, resources, and communications, including information on senior discounts, insurance, and wellness support. By visiting or using this site, you agree to these Terms. If you do not agree, please stop using Golden Benefits.
These Terms create a binding agreement between you ("User," "you," or "your") and Golden Benefits ("Company," "we," "our," or "us").
You must be at least 18 years old and legally able to enter into enforceable agreements to use this site. By accessing Golden Benefits, you confirm that you meet these conditions.
Golden Benefits provides educational resources and informational content about senior discounts, insurance options, medical products, and wellness services. We do not directly sell or issue insurance policies or medical devices. In some cases, we may connect you with licensed third-party providers. Any agreements with such providers are subject to their independent terms and policies.
By using our website, you agree to:
If you create an account, you are responsible for protecting your login information and for all activities under your account. Notify us immediately of any unauthorized use. Golden Benefits is not responsible for damages caused by your failure to protect account details.
If you subscribe to Golden Benefits updates, you agree that:
Subscribing to SMS or email updates is optional and not required to use Golden Benefits resources.
All website content including articles, graphics, and branding belongs to Golden Benefits or is licensed to us. You may not copy, distribute, or alter any content without written permission.
Our site and services are provided on an “as is” and “as available” basis. Golden Benefits does not guarantee:
To the fullest extent permitted by law, Golden Benefits shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the site. This includes lost opportunities, incorrect information, or service interruptions.
You agree to indemnify and hold harmless Golden Benefits, its team, and affiliates against claims, losses, or costs resulting from:
We may update these Terms from time to time. Updates will be posted with a new effective date. By continuing to use the site after updates, you accept the revised Terms.
We reserve the right to suspend or terminate your access if you violate these Terms, engage in fraudulent activity, or if termination is required by law. Upon termination, your right to use the site ends immediately.
These Terms are governed by the laws of the State of New Jersey, without regard to conflict of law principles. All disputes will be resolved in the courts of New Jersey.
If you have questions regarding these Terms, contact us:
Golden Benefits
Email: support@goldenbenefits.com
Address: 2402 E Silver Springs Blvd
Phone: 337-892-0966